Users must have a credit card on file to purchase a membership. If you try to purchase a membership without a credit card on file using Apple Pay, you will receive the following error: A credit card on file is required for all recurring fees.Related ArticlesCan I accept cash for a membership payment?Can a credit card be saved to a client account via Apple/Google Pay?How does Apple/Google Pay work?Why isn't Apple Pay showing up on my cart?Can I purchase a membership using Google Pay?