Terms and conditions (ToS) are what a customer agrees to (also associated with a link on your website) when they create a new account, by simply checking a box. Though it also says waiver here, it is NOT associated with the Waiver from Xplor Growth. There is no signing that happens on Mariana Tek, just the check box.
If you decide to create a Waiver through Xplor Growth and send it to the customer post account creation in their email, they can sign it there. This has to be signed on their mobile device, and cannot currently be signed on the Express App as it comes through Xplor Growth. This waiver syncs with Mariana Tek and will show on the customer's account under personal information
If a customer has not signed the Waiver, they will have an exclamation point next to their name that states there is an outstanding waiver. This will only pop up if the waiver is required and the customer has not signed. They will need to look for this waiver in their inbox or they will need to be resent the waiver via Xplor Growth.